Benefit Solutions

Impact Partner Solutions is a consulting division of Impact Outsourcing Solutions that has developed a Coalition of Companies to provide best of class solutions to address the consistent common needs of the Associates & Clients served by Impact Outsourcing Solutions. This alliance of business & insurance professionals offers a single source for expert advice & solutions in the areas of insurance, risk management, executive benefits, business succession planning and many other common problems related to running a business. 

Ultimately, these outsourcing solutions focus on improving the bottom line of our clients and benefiting the lives of our associates. In these uncertain economic times with increased regulation and litigation, Impact Partner Solutions can help you mitigate risk and implement sound solutions so you can and focus on your core business.

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Group Health, Life, Disability and Aflac Policies

Keeping up with the ever-changing health insurance industry – market trends, plan types, administration, Federal and State legislative changes – is our job at Impact. Our resources are vast and are available to keep you informed and give you and your employees’ peace of mind.
Very simply, our mission is this:

  • to make your choice for offering benefits to your employees as easy and respectful of your time as possible
  • to provide access to strategically designed and affordable options through top rated carriers
  • to secure the coverage(s) that provide value to your organization
  • Manage flawless implementation, communication and enrollment of your benefit programs
  • Provide proactive, exceptional customer service and support to your business and your employees once coverage has been placed

Business Insurance

Our team's extensive experience in the insurance industry can be an invaluable asset for your organization by providing risk management solutions that meet the unique demands of your organization.

  • General Liability Insurance protects you against damages that can result from any of the day-to-day uncertainties that arise.
  • Property and Casualty Insurance covers physical property—your building, furniture, equipment, inventory, landscaping, outdoor signage and more—based upon the value of your assets and your exposure to risk.
  • Workers Compensation Insurance takes care of your most valuable assets—your employees—while protecting your business in the event that an accident occurs on the job. 
  • Business Umbrella Liability Insurance protects your assets from being depleted when your liability exceeds the limits of your other insurance policies.
  • Professional Liability Insurance protects your assets when your business is held accountable for presenting an opinion, making a recommendation, developing a solution, or providing a service.
  • Employee Practices Liability Insurance protects your business when current, former or prospective employees make claims relating to lawsuits involving breach of employment contract, deprivation of career opportunity, discrimination, failure to employ or promote, mismanagement of employee benefit plans, negligent evaluation, sexual harassment, wrongful discipline, wrongful infliction of emotional distress, wrongful termination.
  • Other Casualty and Liability Insurance options are available relative to the special needs of your business and industry.

Let us provide business the insurance quote you need without any obligation. Simply contact us for answers to any of your questions.

Executive Benefits Planning

Most Group Benefits policies do NOT adequately cover company executives: Are you and your top managers covered?
Company executives and business owners are responsible for providing benefits to their employees, but who takes care of their insurance needs? Impact Partner Solutions’ team of Executive financial planners is ready to help.

  • Executive health, life, and disability coverage
  • High salary replacement coverage
  • Compensation deferral plans

Wealth Transfer and Estate Planning

Using client objectives as a guide, our team of experienced planners will develop initial and ongoing need analysis, gifting strategy, plan design, implementation and administration. Specific attention is paid to:

  • Minimizing Estate Tax Liability
  • Preserving Family Assets
  • Business Succession Planning
  • Shifting Growth of Assets to Second and Third Generations
  • Charitable Planning
  • Creditor Protection Planning

We work closely with our clients' financial advisors and legal counselors to provide an organized and practical plan. We provide an annual review of the Estate Plan in order to monitor the constant changes in tax and economic environments and client goals and objectives.